There several misconceptions about Social Security Disability Insurance Benefits (DIB) and Supplemental Security Income (SSI) that prevent many who may be eligible to receive these types of benefits from applying, or re-applying if their initial application or appeal has been denied. The following are a few of the most common misconstrued assertions people make that can hinder their progress in receiving this type of assistance when needed, as well as a few facts about benefit eligibility.
- Everyone gets denied at first – This is one of the most common misconceptions made about the application process. Although a significant number of submitted claims are denied initially, claims may be approved after the first attempt.
- Applicants must not be working when applying for benefits – Applicants can apply and potentially be approved for benefits while working if their gross income does not exceed a certain amount per month.
- There are health conditions that make some automatically eligible for benefits – There are typically no exceptions made to the application process when it comes to the steps required to get approval. No matter one's health condition, a doctor's assessment and regular treatment is still used to determine eligibility.
- People under retirement age may still qualify – People well under 65 may be approved for DIB or win a Social Security Disability claim if they meet the work history and disability determination requirements. SSI is for those who have not met the work history requirement and meet a specific income criteria.
- More than just retirement benefits comprise Social Security – Social Security may include benefits for retired workers as well as those who have become disabled due to injury or disease at any age and their dependents.
- Survivors of deceased workers are also eligible for benefits – The survivors of deceased workers may also be eligible to receive Widow's/Widower's benefits following the death of a loved one.
The disability advocates of Wright & Wright, America's Social Security Disability Firm™ can provide individuals seeking approval for Social Security claims with more information to help them assess the merits of their case. Contact us today for a free evaluation.